This agreement describes the conditions on the basis of which the services of the "Payterium.com" service are provided. Before using the services of the service, the User is obliged to read and accept all the terms of this agreement. Otherwise, the User cannot use the service.
This agreement is located for public access on the Internet on https://payterium.com/offer/?lang=en page and can be changed by the Service Administration unilaterally without additional notice to the User.
The parties to this agreement are "Payterium.com", hereinafter simply "Service" and any individual using the services of the Service,
hereinafter referred to as "User".

1. Definitions

1.1. "Payterium.com" is a trade mark that is the name for the electronic currency exchange office for the Yoomoney system, Sber Bank and QIWI, and offers its services using a special software interface for all Users.
1.2. User is any natural person
using the services of the "Payterium.com" service.
1.3. Electronic currency is a monetary obligation between the developer of a given currency and its user, expressed in digital form.
1.4. Payment system is a software and hardware product developed by a third party and is a mechanism for the implementation of accounting for monetary obligations, as well as the organization of mutual settlements between its users.
1.5. Services - operations for the input and output of electronic currencies, as well as other services, information about which is posted on the website.
1.6. Payment - transfer of electronic currency from the payer to the recipient.

2. General

2.1.This agreement regulates the relationship between the User and the Service regarding the services provided to the User and cancels all previous agreements between the Service and the User on this subject.
2.2. This agreement does not override the current legislation of the countries of registration and location of the Service and the User, as well as the contractual relationship between the User and the Payment system (systems). If, under the terms of the current legislation or other agreements, the User cannot use the services, then the use of these services by the User is prohibited by these rules and will be recognized as illegal.
2.3.The service guarantees and ensures the confidentiality of information about the User and his operations. The service can provide this information only at the request of authorized state bodies, officials or representatives of Payment systems, if there is a legal basis for that.

3. Subject of the agreement

3.1.The subject of this agreement is services for the input and output of electronic currencies, as well as other services, the description of which is given on the website.
3.2. The Service offers its services to all Users and does not verify the legality of the User's possession of electronic currencies and / or financial resources,
and does not supervise the operations of the User in any of the Payment systems.
3.3. Payment systems and / or financial institutions are solely responsible for the funds entrusted to them by the User.
The Service cannot be a party to the agreement between the Payment System and / or a financial institution and the User and is in no way responsible for the incorrect or unauthorized use of the Payment System's capabilities by the User, as well as for the User's abuse of the Payment System functionality.
The mutual rights and obligations of the User and the Payment system and / or the financial institution are governed by the relevant agreements.
3.4. Any completed operation for the input and output of electronic currency, as well as any other operation offered by the Service to the User is considered irrevocable, i.e. cannot be canceled by the User after its completion - the receipt by the User of what is due to him under the previously accepted terms of the transaction.
3.5. The service has the right to suspend or cancel an ongoing operation,
if information is received from the authorized bodies about the ineligibility of the User's possession of electronic currencies or financial resources and / or other information that makes it impossible for the Service to provide services to the User.
3.6. The service has the right to suspend or cancel an ongoing operation,
if the User violates the terms of this agreement.
3.7. The Service has the right to cancel the operation in progress and return the electronic currencies and / or financial resources contributed by the User without giving any reason.
3.8. The user undertakes to:
- exclude any possible complicity in illegal trade and any other illegal operations using the Service;
- exclude any possible complicity in financial fraud, as well as performance of other actions, contradicting legislation and legal regulations;
- exclude from your practice any actions, the implementation of which may cause direct or indirect harm to the fight against money laundering;
3.9.The Service undertakes all possible and available actions to prevent attempts of illegal trade, financial fraud and money laundering by using the Service. These actions include, but are not limited to:
- provide all possible assistance to law enforcement agencies in the search and capture of financial terrorists,
engaged in illegal money laundering activities.
- providing the competent authorities in accordance with the current legislation of information regarding the processing of the Service;
- improving the Service to prevent direct or indirect use of the Service in activities that contradict the law,
- aining at fighting illegal trade, financial fraud and money laundering.

4. Service services

4.1. The order of the services of the Service and the receipt of information about the progress of the transaction by the User are made exclusively through contacts with a representative of the Service.
4.2.The Service is offered without a lunch break and will strive to ensure that the services are provided seven days a week and around the clock.

5. Cost of services

5.1. Tariffs are determined by the management of the Service and published on the Service website. The Service management has the right to change the Service tariffs without further notice.

6. Refunds

Automatic or semi-automatic refunds on our service are possible for the following reasons:
6.1.As a result of a mistake made by the user when registering an exchange on our service:
6.1.1 Payment was made from a wallet other than the one indicated in the exchange;
6.1.2 The amount of the actual payment does not match the one declared in the exchange;
6.1.3 The exchange contains outdated email or one that does not belong to the user;
6.2.
If it is impossible to credit funds to the account specified by the user in the application, for such reasons as:
6.2.1 The specified details is the number of the expired / invalid card;
6.2.2 For the specified details, the limit for depositing funds has been reached;
6.2.3 The currency of the specified variable is different from the one selected in the direction of exchange;
6.2.4 The user could not / refused to provide proof of ownership of the card with which the payment was made; When making a refund to the original account / wallet, the costs for the return transfer are paid by the user in accordance with the current tariffication of the payment system from which the payment was received by the service.
6.3.In the event of an erroneous transfer of Digital Currencies to wallets at the disposal of the Company, the latter does not provide the return of assets transferred by mistake.
At the same time, such cases may be taken by the Company for consideration in order to make a return on an exceptional basis,
by contacting the customer support service who made an erroneous transfer. The appeal must be sent to the official email of the service, namely -
info@payterium.com
The possibility or impossibility of retrieving / refunding / restoring funds to the user as a result of an erroneous transfer can be determined only after a detailed study of the information provided by the user, with his subsequent notification, also by e-mail.
When determining the possibility of making a refund,
the cost of providing the service is set individually for each individual case.
The above rule is valid for all Digital Currencies that are not supported by the Company.

7. Taxation

7.1.The Service is not a tax agent for the User and will not notify the User about his tax costs. The user undertakes to independently pay all taxes required by the tax legislation of his place of residence.
7.2. If the authorities require the Service to pay the User's taxes or cover the debt arising from the User's refusal to pay taxes, the User agrees to reimburse the Service for all these payments.

8. Warranties and liability of the parties

8.1.The Service provides its services "as is" as they are described on the pages of the Service website and does not offer any additional guarantees.
8.2. The Service guarantees the fulfillment of obligations to the User only within the amounts entrusted to the Service by the User to carry out the operation.
8.3. The service will make every effort but does not guarantee that its services will be available 24/7. The Service does not bear any responsibility for losses, lost profits and other costs of the User arising from the impossibility of gaining access to the website and services of the Service.
8.4. The service does not bear any responsibility for losses,
lost profits and other costs of the User resulting from delays, errors or failures in making bank payments or electronic transfers.
8.5. The Service does not bear any responsibility for losses, lost profits and other costs of the User,
resulting from the User's erroneous expectations regarding the tariff rates of the Service, the profitability of transactions and other subjective factors.
8.6. The user guarantees compensation for losses of the Service (management company, managers and employees) in cases of claims or claims,
directly or indirectly related to the use of the Service by the User, with the exception of losses caused by the guilty (intentional or careless) actions of the Service itself.
8.7. The user guarantees that he is the owner or has legal grounds for disposing of the amounts used in his transactions.
8.8.The User undertakes not to falsify the communication flows associated with the operation of the Service.
8.9. The user acknowledges that the content of the Service website falls under the protection of legislation on the protection of property rights, intellectual property and copyright. Unauthorized use of this content is illegal.
nine.

9.Force Majeure

9.1. Neither the User nor the Service will be liable to each other for delays or failure to fulfill their obligations arising from force majeure circumstances, including natural disasters, fire, floods, acts of terrorism, change of government, civil unrest,
as well as non-functioning of Payment systems, power supply systems, communication networks and Internet service providers.