The purpose of this policy is to describe how we collect, store, use and protect your personal information. You accept this policy by signing up for our Terms of Agreement. We reserve the right to update or change any part of this Privacy Policy. Any future changes to this Privacy Policy will be posted on this page without notice. Our current Privacy Policy applies to all information we have about you. However, we will never make changes to our policy to weaken the protection of previous customer information. In case of significant changes, we will notify you 30 days prior to posting the change notice on payterium.com. By using our services, you consent to the collection, use, and retention of your personal information as set forth in this Policy. By using the site after an updated version of the Privacy Policy has been posted, it means that you agree to the terms of the new policy. If you do not agree to any revisions or changes, you must stop using our site immediately.
For the purposes of this policy, we use the term "Personal Information" to describe information that may be associated with an individual and can be used to identify that individual. We do not believe that Personal Information includes information that is anonymous, thus it does not identify a specific user.
1. Collection of personal data
1.1 We always receive your IP address and standard web log information, such as your browser type and the pages you visit on our website, when you visit payterium.com.
1.2 We receive the following information from you:
- Contact information such as your name, address, phone number, email.
1.3 Before we allow you to use our Service, we may require you to provide additional information that we may use to verify your identity or address or manage risks. We may also receive information about you from third parties, such as credit bureaus and identity verification services.
1.4 When you use our Service, we collect information about your account transactions and may collect information about your computer or other access device for fraud prevention purposes.
1.5 We may also collect additional information from or about you related to your communication with our customer service or to the results of your survey responses.
2. Protection of Personal Information
2.1 We store and process your personal information on specially protected designated servers and protect it by maintaining physical, electronic and procedural safeguards in accordance with applicable law. We use computer security measures, such as firewalls and data encryption, we apply physical access controls to our media and files, and we only allow access to personal information by those employees who require it to perform their job duties.
3 Use of Personal Information
3.1 Our primary objective when collecting personal data is to provide you with a safe, effective and personalized approach. Your personal data may be used to:
- Process transactions and send notifications of your transactions;
- resolve disputes, collect payments and troubleshoot problems;
- send you targeted marketing, service update notifications and promotional offers based on your preferences;
- preventing potentially prohibited or illegal activities and enforcing our Terms of Agreement;
- provide services and customer support at your request;
- customize, measure and improve our services as well as the content and appearance of our website;
- check information for accuracy and third party verification.
4. Sharing information with other parties
4.1 We may share your personal information with:
- Members of the payterium.com corporate family to provide shared content and services (such as registration, transactions, and customer support), to help detect and prevent potentially illegal activities and violations of our policies, and to guide decisions regarding their products, services, and communications. Members of our corporate family will only use this information to send you marketing messages if you have requested their services.
- Bank partners, in accordance with bankcard association rules, to include you in their list of excluded merchants
- Contracted service providers who assist with our business operations (fraud prevention, account collection, marketing, technology services). Our contracts dictate that these service providers use your information only in connection with the services they provide to us and not for their own benefit.
- We need to do so in order to comply with the law:
- we believe in good faith that disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms.
- third parties do so with your consent or with your descrition.
4.2. payterium.com will not sell or allow third parties to use your personal data for their marketing purposes, but will only share your personal data with third parties as described in this policy.
4.3 If you open a payterium.com account directly on a third party website or app, any information you enter on that website or app (and, not directly on payterium.com) will be shared with the owner of the third party website or app.
5. Cookies/Cookies
5.1 When you access our website, we or the companies we hire to track your use of our website may place small data files called cookies on your computer.
5.2 We encode our cookies so that only we can interpret the information stored in them. You can refuse our cookies if your browser allows it, but it may prevent you from using our website. We may also collect information about your computer or other access device to reduce risk and prevent fraud.
6. Contact us
If you have questions about our Privacy Policy, please contact us